Credit and Savings Associations

Projet terminé

SDC financed the first phase of the “Rede das Caixas Rurais de Nampula” RCRN as part of the “Rural Development Programme”. The French organisation IRAM  has been implementing the RCRN, and would continue to do so in the proposed second phase. As the project would be integrated into the Economic Development Domain of the Swiss Development Cooperation in Mozambique, SDC would conclude a contract directly with IRAM. The RCRN project has initiated and supported the establishment of community-based credit and savings associations in rural districts of Nampula Province. The General Objective of the proposed second phase is the creation of a commercially viable financial institution serving the credit and savings needs of people previously unable to access financial services, with a special focus on rural areas. To reach this objective, the second phase of the RCRN would focus on strengthening credit management in existing caixas, expanding the caixa network towards economically more dynamic areas (portfolio diversification), and introducing new products (e.g. SME loans).

Pays/région Thème Période Budget
Emploi & développement économique
Informal banking & insurance
Création d'emplois
Développement de petites et moyennes entreprises
01.08.2008 - 31.07.2012
CHF  3’600’000
Direction/office fédéral responsable DDC
Crédit Coopération au développement
Partenaire de projet Partenaire contractuel
ONG internationale ou étrangère
  • Other international or foreign NGO North

Partenaire de mise en œuvre
Implementing Partner 

Budget Phase en cours Budget de la Suisse CHF    3’600’000 Budget suisse déjà attribué CHF    3’750’333
Phases du projet Phase 5 15.05.2024 - 31.12.2027   (Phase en cours) Phase 4 08.03.2021 - 31.03.2024   (Completed) Phase 3 01.04.2018 - 31.12.2020   (Completed) Phase 2 01.07.2012 - 31.12.2017   (Completed)

Phase 1 01.08.2008 - 31.07.2012   (Completed)